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Goal SIP Calculator
Find the monthly SIP needed to reach your target amount.
About this calculator
Enter the amount you want, the time and an expected return, and the calculator shows the monthly SIP. It reverses the SIP formula: SIP = target ÷ [((1+i)n − 1) ÷ i × (1+i)]. Example: ₹50 lakh in 10 years at 12% needs about ₹21,520 a month. Returns are not guaranteed, so keep a safety margin.
Results are estimates for information only. Please confirm important decisions with a qualified professional.
Frequently asked questions
Is the target guaranteed?
No. Market returns change. Use a lower return rate to stay on the safe side.
Can I change the SIP later?
Yes. You can increase it when your income grows. Try the Step-up SIP Calculator to see the effect.