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SIP Calculator
See how much your monthly SIP can grow over time.
About this calculator
A SIP invests a fixed amount every month in a mutual fund. Future value = P × [((1+i)n − 1) ÷ i] × (1+i), where i is the monthly return and n the number of months. Example: ₹10,000 a month for 10 years at 12% grows to about ₹23.2 lakh.
Results are estimates for information only. Please confirm important decisions with a qualified professional.
Frequently asked questions
Are SIP returns guaranteed?
No. Mutual fund returns depend on the market. The calculator shows an estimate for the return rate you enter.
What return rate should I use?
Long-term equity funds have historically given roughly 10-12% a year, but it is not guaranteed. Use a lower number to be safe.