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Loan Eligibility Calculator
Estimate how much loan you can get based on your income.
About this calculator
Banks usually allow total EMIs up to about 50% of your net monthly income. This calculator finds the maximum EMI you can afford and converts it into a loan amount using the EMI formula. Example: with ₹1 lakh income, no other EMIs, 8.5% for 20 years, you may get about ₹57.6 lakh.
Results are estimates for information only. Please confirm important decisions with a qualified professional.
Frequently asked questions
Is this the final loan amount?
No. Banks also check your credit score, age, job stability and existing loans.
How can I increase my eligibility?
Clear existing EMIs, add a co-applicant, choose a longer tenure or improve your credit score.