EMI Planner: How Long Will I Pay?
Find how many months an EMI will last and how much interest you pay, or the monthly amount for a set number of months.
About this calculator
Bought something on EMI and want to know when it will end? Enter what you owe, the yearly interest rate and what you can pay every month. You get the number of months, the total interest and the last payment. Or choose the second option, enter the number of months, and see the monthly payment. Example: ₹50,000 at 12% a year with ₹5,000 a month ends in 11 months and costs about ₹2,949 in interest. For a "no-cost EMI" enter 0% and check for processing fees.
Results are estimates for information only. Please confirm important decisions with a qualified professional.
Frequently asked questions
What if my payment is too low?
If the monthly payment is not more than the monthly interest, the amount never goes down. The calculator will ask you to pay more.
Is this flat or reducing interest?
Reducing balance: interest is charged only on what you still owe. Some shops quote a flat rate, which costs more, so confirm the final amount with your lender.